Michael J. Schulte
Attorney at Law

Workers Compensation

Northern Kentucky Workers Compensation Lawyer

When you are injured on the job, your future can suddenly look uncertain.  Michael J. Schulte, Attorney at Law has provided legal assistance to clients throughout northern Kentucky in workers compensation cases.  Mr. Schulte’s 24 years as a lawyer provides you with an added advantage in obtaining your legally entitled benefits including:

  • Lost wages
  • Temporary or permanent disability
  • Medical and hospital costs
  • Vocational rehabilitation
  • Death benefits

Overview of the Kentucky workers compensation system

Employer requirements:

Kentucky workers comp laws apply to all employers who have one or more employees and are not exempted from the statute.  Employers must carry authorized workers compensation insurance or provide coverage through membership in a self-insurance group.  Employers who do not obtain mandatory workers compensation insurance coverage suffer civil penalties and can be ordered to cease business operations.

Who is covered?

Employees of all types are covered by Kentucky workers compensation laws including:

  • Part time employees
  • Full time employeesGovernment employees (state and local)
  • Seasonal/temporary employees
  • Minors
  • Probational employees

Who is not covered?

Employees who may not be covered under Kentucky workers compensation laws include:

  • Federal government employees
  • Independent contractors
  • Agricultural employees
  • Domestic servants
  • Short-term home maintenance and repair employees

Medical treatment 

The employer’s workers comp insurance is required to pay the reasonable cost of treatment for work-related injuries and/or illnesses and the employee cannot be made to make co-payments for treatment.  An employee has the right to select a physician, unless the employer has specified the use of a managed health care system.

Disability benefits 

A workers compensation lawyer can help you obtain disability benefits you may be entitled to including:

  • Temporary total disability compensation (TTD)
  • Permanent total disability (PTD)
  • Permanent partial disability (PPD)
  • Vocational rehabilitation. 

Kentucky provides for 52 weeks of educational benefits and retraining for injured employees which may be extended by a state administrative law judge.

Northern Kentucky workers compensation lawyers can help
If you are injured or become ill on the job, get legal assistance from an experienced workers compensation lawyer in northern Kentucky immediately.  Contact Michael J. Schulte, Attorney at Law online or call 877-878-1705 today to discuss your case.

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This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Michael J. Schulte
Attorney at Law
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